Medical Professional Liability Insurance

On the world health care stage today, the public has come to expect four-star performance from its health care providers. With each new breakthrough, with every cure, the bar inches a little higher particularly with the current malpractice crisis.

At Chubb, we've recognized this for years. We admire and respect the standards to which health care providers are held. That's why we set such high standards for ourselves. We believe that health care professionals should expect the same level of high performance from their health care professional liability insurer as the public expects from its health care providers.

Chubb's medical professional liability program offers seamless coverage solutions for critical coverage needs. We offer comprehensive liability coverage and clinical risk management for the existing and emerging liability exposures encountered by stand-alone hospitals, multi-hospital systems, psychiatric facilities, rehabilitation centers, integrated delivery systems, medical group practices, managed care organizations, and other health care facilities.

It's better to evaluate your coverage today than in the courtroom tomorrow. Consider the following protection features:

• Broad definition of insured, including employees, volunteers, medical staff members, medical directors, department heads, board and committee members, and students.
• Broad definition of professional services, including utilization review and quality assurance.
• Coverage for damage to patients' property.
• Coverage for advertising injury arising out of professional services.
• Defense of alleged antitrust claims.
• Defense costs outside of policy limits.
• Claims-made coverage trigger.
• Occurrence coverage for General Liability.
• Risk management information or services at no additional charge.

Additional Enhancements May Include . . .

• Medical payments up to $10,000 for third-party injury.
• Legal defense reimbursement for covered proceedings, including professional licensing, regulatory, and disciplinary proceedings.
• Option for Employee Benefits Liability coverage.

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Application for Hospitals or Other Facilities
Application for Medical Groups
Application for Individual Physicians (Only use with Hospital or Medical Group application)
Policy for Health Care Organizations and Providers