D&O Elite^SM:
A Dedicated Limit of Liability for Corporate Leaders

With today's focus on corporate governance, directors and officers are being closely scrutinized as never before by the government, shareholders, and the public.

In fact, directors' and officers' personal liability only continues to increase. Fortunately, the good news is that most claims that are covered under a standard directors and officers (D&O) liability insurance policy are indemnified by the company. But that news can turn bad if the company can not or is unwilling to provide indemnification to its leadership team.

Sometimes the company is unable to indemnify a claim -- the company could be insolvent, or the law might prevent the company from indemnifying its directors and officers for the claim. The company (that is, the corporate entity) might be sued, as well, with the limit on its D&O policy being consumed under the policy's corporate entity coverage, leaving nothing for the directors and officers. Sometimes the company simply fails or refuses to indemnify, even if it is financially solvent.

To better protect directors and officers, Chubb created D&O Elite^SM to ensure that the directors and officers have D&O liability insurance coverage with their own dedicated limit of liability. So, even if the company does not indemnify its leadership team, for whatever reason, those individuals are still protected.

D&O Elite is backed by Chubb's outstanding claim service, loss prevention resources, and financial stability.

For detailed information on Chubb's new D&O Elite policy, click here.

Please contact your agent or broker, or email csi-info@chubb.com with questions.

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